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OUR CREDIT SERVICES

We provide professional credit report review and dispute assistance tailored to your unique credit profile.

Credit Sweep / Technical Disputes

Comprehensive dispute services across all three major credit bureaus for eligible inaccurate, outdated, or unverifiable items, including:

 

  • Collections

  • Charge-offs

  • Late payments

  • Derogatory accounts

  • Bankruptcies

  • Other negative reporting

Typical timeframe: 7–25 days per dispute round.

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Experian Elite Package

An enhanced Experian-focused service designed to dispute eligible non-verified accounts and hard inquiries.

 

Typical timeframe: 2–5 days.

Experian Hard Inquiry Removal

Dispute assistance for eligible Experian hard inquiries.

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Typical timeframe: As fast as 2 hours.

Personal Information Updates

Assistance with correcting or updating personal information across all three major credit bureaus, including:

 

* Name corrections
* Address updates
* Employer information

Typical timeframe: Within a few hours.

TransUnion Hard Inquiry Removal

Dispute assistance for eligible TransUnion hard inquiries.

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​Typical timeframe: As fast as 30 minutes.

Follow-Up with All Three Credit Bureaus

We follow up with Experian, Equifax, and TransUnion regarding the status of your disputes and help ensure your case continues moving through the review process.

 

Important Disclaimer: We only dispute information that is inaccurate, outdated, or cannot be verified. We do not guarantee the removal of accurate and verifiable information. Results and timeframes vary based on each individual’s credit profile and the credit bureaus’ investigation process.

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Equifax

Equifax disputes are included as part of our Credit Sweep / Technical Disputes service. We do not offer an expedited service for Equifax.

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Typical timeframe: Up to 30 days, depending on the credit bureau’s investigation and review process.

Copyright 2026 All Right Reserved New Horizon Credit

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